Opinions & Commentaries - Sacco Review | The Leading Newspaper for Co-operative Movement in Kenya

Silo competition among cooperative officers is hurting Kenya’s cooperative movement

Sacco ReviewJuly 22, 2026010 mins

Kenya’s cooperative movement is widely celebrated as one of Africa’s greatest development success stories. Cooperative societies have transformed livelihoods through savings and credit, agricultural marketing, housing, transport, dairy, fisheries and manufacturing. Yet beneath these achievements lies a challenge that receives little public attention but has profound consequences for millions of members: silo competition, where officers…

High cost of living in the West is Kenya’s tourism opportunity

Sacco ReviewJuly 21, 202607 mins

High Western living costs create a tourism opportunity for Kenya’s economy. Digital nomad visas could attract remote workers and foreign income. Better infrastructure and diversified tourism are key to unlocking growth. Americans visiting Kenya are often struck by how far their money goes when used within Kenya’s economy. An apartment in a prime Nairobi location…

Kenya must create jobs to secure long term economic stability

Sacco ReviewJuly 20, 2026010 mins

The recent fury over fuel prices was never only about oil. It was a seismic outburst from years of structural strain. Yes, geopolitics lit the match. War in the Middle East and threats to the Strait of Hormuz choked energy and trade, and for a net importer like Kenya the timing was brutal. But external…

Why Saccos must be protected at all costs

Sacco ReviewJuly 13, 202605 mins

For millions of Kenyans, a Sacco is far more than just a place to save money. It is a trusted financial partner that has helped families educate their children, build homes, launch businesses, and weather severe economic hardships. Unlike conventional financial institutions driven solely by corporate profit, Saccos are owned by the very people they…

Why Parliament must safeguard member-owned SACCOs

Sacco ReviewJuly 11, 202607 mins

Xavier Lugaga urges Parliament to ensure the Sacco Societies (Amendment) Bill, 2025 strengthens governance without undermining member ownership and democratic control of SACCOs. A movement built by its members When Kenya’s economic history is written, the cooperative movement will earn a special chapter. Few institutions have empowered ordinary wananchi like Savings and Credit Cooperative Societies…

Generational wealth: Building a legacy that lasts

Sacco ReviewJune 17, 2026June 17, 202609 mins

In many societies, success is often measured by what one acquires during one’s lifetime. However, true financial success goes beyond personal comfort and extends to creating opportunities for future generations. This is the essence of generational wealth. Generational wealth refers to assets, resources, and financial advantages that are passed down from one generation to another….

President Ruto’s invitation to the G7 Summit is a great honour to Kenya

Sacco ReviewJune 15, 202608 mins

Some opportunities come only once in a generation. When they appear, nations must be prepared to seize them. The 2026 G7 Summit in Biarritz, France, presents such a moment for Kenya. The invitation extended to President William Ruto places Kenya among a select group of countries engaging directly with the world’s most influential political, economic,…

Consider the youth for boardroom opportunity

Sacco ReviewJune 15, 2026011 mins

Among the Cooperatives principles, Principle no. 2 gives all members an equal right to participate in all activities of the cooperative societies which includes the decision making, electing leaders and being elected as leaders in a coop society. This means if you fully qualify to be a member of cooperative society, then you are eligible…

How Saccos can leverage data mining to revolutionize governance and member services

Sacco ReviewJune 9, 2026June 9, 2026022 mins

Data mining is extracting meaningful, significant, implicit, largely undiscovered, potentially beneficial patterns or knowledge from massive amounts of data. It is the series of steps to discover new, hidden, or unexpected ways in data Data mining is not just about understanding the past but also about preparing for the future. It helps businesses understand demand…

How SACCOs have become the unsung heroes of teachers’ financial survival stories

Sacco ReviewJune 6, 2026010 mins

If you want to understand the financial life of a Kenyan teacher, think of a candle: always burning at both ends. Teachers are not just the guardians of the classroom; they are breadwinners, community leaders, and the ‘bankers of last resort’ in extended families. Yet, ironically, they are also some of the most financially strained…