Agricultural credit - Sacco Review | The Leading Newspaper for Co-operative Movement in Kenya

Digital loans reshape how Kenyan farmers finance their farms

Sacco ReviewAugust 24, 2026010 mins

Digital lenders are becoming a bigger part of how Kenyan farmers meet urgent farm costs. Farmers continue to borrow heavily for inputs and labour as production expenses remain high. The shifting credit patterns highlight the growing need for affordable and sustainable agricultural financing. Digital lenders are increasingly becoming an important source of financing for Kenyan…

Commercial banks overtake Saccos as farmers’ top credit source, CBK data shows

Sacco ReviewJuly 20, 202605 mins

Commercial banks became farmers’ top lender, overtaking Saccos. Saccos and Hustler Fund borrowing declined as farmers sought larger, flexible loans. Most loans funded farm inputs, while borrowing for machinery increased Commercial banks have overtaken Savings and Credit Cooperative Organisations (SACCOs) as the leading source of credit for Kenyan farmers, according to new data from the…