Agriculture Saccos - Sacco Review | The Leading Newspaper for Co-operative Movement in Kenya

Farmers’ Saccos face highest bad loans as bad weather bites

Sacco ReviewOctober 7, 2026October 7, 202603 mins

Agriculture Saccos record the highest bad loan ratio in the sector Erratic weather continues to weigh on farmers’ loan repayments Agriculture Saccos serve the largest membership despite a smaller asset base Agriculture-based Saccos posted the highest bad loan ratio at 14.01 percent in 2025, the Sacco Societies Regulatory Authority (SASRA) reports. The finding comes from…