President William Ruto during the official launch of the Mukuru Estate Phase II, on December 18, 2025-Photo|Courtesy

Government scraps affordable housing deposit for low-income Kenyans to boost homeownership

Low-income Kenyans earning Sh20,000 or less will now access houses under the Affordable Housing Programme without paying an upfront deposit, following a government waiver designed to ease barriers to homeownership. Housing Principal Secretary Charles Hinga said the policy targets households that can afford monthly repayments but struggle to raise lump-sum deposits. He explained that while…

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