KCB Group PLC has reported a profit after tax of Ksh47.3 billion for the nine months ending September 2025, a 3.5% increase from Ksh45.7 billion in the same period last year.
The Group’s strong performance was driven by higher income across business lines and effective cost management, despite challenges in its markets.
KCB’s balance sheet grew by 2.6% to Ksh2.04 trillion, even after the sale of National Bank of Kenya (NBK) in May 2025.
Total revenue increased 4.5% to Ksh149.4 billion, with net interest income rising 12.4% to Ksh104.3 billion. Non-interest income stood at Ksh45.1 billion.
KCB’s gross loans and advances grew by 7% to Ksh1.24 trillion, with a focus on key sectors like agriculture, construction, and manufacturing.
The financial institution’s non-banking subsidiaries also showed solid growth, contributing 35% to the Group’s profit.
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Key highlights include, KCB Bancassurance 16% growth to Ksh833 million, KCB Investment Bank 90% growth to Ksh230 million and KCB Asset Management 71% growth to Ksh118 million.
“Despite a tough operating environment in all our markets, we have delivered a strong performance showing the resilience of the Group,” said KCB group CEO Paul Russo during the results announcements.
Despite a tough operating environment, KCB Group’s strong financials underscore its resilience and commitment to transforming customer lives through digital innovation and strategic growth.
By Obegi Malack
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