homeownership - Sacco Review | The Leading Newspaper for Co-operative Movement in Kenya

KCB, KDF launch mortgage scheme to help 50,000 military officers own homes

Sacco ReviewJuly 17, 202604 mins

KCB, KDF and government agencies launched a mortgage scheme for over 50,000 military officers. The programme will finance home purchases, construction, renovations and affordable housing. KDF says the initiative will boost troop welfare through increased home ownership. Kenya Commercial Bank (KCB), the Kenya Defence Forces (KDF), the Civil Servants Housing Scheme Fund and the Affordable…

President Ruto launching the Affordable housing in Mukuru

Government scraps affordable housing deposit for low-income Kenyans to boost homeownership

Sacco ReviewDecember 20, 2025December 20, 202504 mins

Low-income Kenyans earning Sh20,000 or less will now access houses under the Affordable Housing Programme without paying an upfront deposit, following a government waiver designed to ease barriers to homeownership. Housing Principal Secretary Charles Hinga said the policy targets households that can afford monthly repayments but struggle to raise lump-sum deposits. He explained that while…