SACCO Credit - Sacco Review | The Leading Newspaper for Co-operative Movement in Kenya

Trade credit from Saccos surges as wholesale leads growth

Sacco ReviewSeptember 10, 202604 mins

Trade lending by Saccos rises to Ksh19.03 billion Wholesale and retail loans jump 33% to Ksh13.25 billion Hospitality lending falls as foreign trade credit grows Kenya’s small traders and wholesalers found more room to borrow from Saccos this year, with trade sector lending climbing sharply as wholesale and retail businesses pulled in the lion’s share…

Sacco lending to livestock farmers up 45pc in Q2 2026

Sacco ReviewSeptember 10, 202603 mins

Agricultural loans rise to Ksh25.04 billion in Q2 2026 Animal production lending jumps nearly 45% year on year Crop farming remains the largest agricultural lending category Farmers borrowing from Kenya’s Saccos saw sharply higher access to credit in the second quarter of 2026, with loans for animal production climbing close to 45% year on year,…

Why SACCOs are reluctant to use Credit Scores in loan appraisals

Sacco ReviewMay 30, 2025June 2, 2025013 mins

The Sacco Societies Regulatory Authority (SASRA) has expressed concerns that while credit scoring has immense value, SACCOs have been slow to adopt credit referencing fully, creating gaps in credit decision-making. The regulator also points to challenges in implementing effective credit-scoring systems, which have hampered responsible lending and long-term financial stability. According to the latest SACCO…