Saccos showcasing their products and services through brochures during the recent SME Exhibition in Embu. Photo Robert Nyagah

SACCO Sub-Sector: Achievements, lost chances, challenges and 2026 outlook

As the new year begins, this publication takes stock of achievements by Kenya’s vibrant Sacco Sub sector, some of the missed opportunities and what lies ahead. While financial cooperatives are still locked out of the National Payments System and lack an inter-lending facility, they have been able to ride on technology and other delivery channels…

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KRA offices/Photo Courtesy

How KRA is protecting tax administrators from intimidation in the digital age

Recent online allegations concerning the Kenya Revenue Authority’s (KRA) newly established Micro and Small Taxpayers Department have attracted significant public attention. Yet a closer review of the Authority’s structural reforms, accountability systems, and the track record of its integrity framework shows that these claims are not only unfounded but also part of a troubling pattern….

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Pesticide use in Wheat farm/Photo Courtesy

Pesticides, human health and post-harvest food safety

In Kenya’s fertile fields, agriculture is the heartbeat of the nation, sustaining livelihoods and feeding millions. Yet behind the promise of abundance lies an often-overlooked danger. Pesticides and other chemicals, designed to protect crops and food in storage, have become essential tools for farmers seeking higher yields and safe harvests. At the same time, they…

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Kenya National Police DT SACCO National Chairman David Mategwa/Photo File

David Mategwa: The man whose leadership has transformed Kenya National Police Sacco

David Mategwa, OGW, HSC, DSA, ICUDE, the National Chairman of the Kenya National Police DT SACCO, is a household name in Kenya’s Co-operative Movement, and more so in the world of Savings and Credit Co-operatives (SACCOs). To many, his name represents resilience, discipline, and the power of visionary leadership. To the SACCO community, he embodies…

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Why Kenyans still prefer SACCO to Bank Loans

A move by commercial banks to cut their lending rates after intense pressure from monetary authorities is attracting the attention of many financial services users. Do these latest cuts in the price of bank loans pose any threat to SACCOs, considered serious players in the lending business and Kenya’s financial sector? “This trend to lower…

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Why SACCOs are yet to fully embrace Credit Information Sharing

Ms. Ndegwa, in an interview with SACCO Review, said that the use of credit scoring as an assessment tool when considering whether to give a loan product to a SACCO member is already happening, particularly where SACCOs are offering mobile loans. “Members apply for mobile loans on online platforms using the mobile app and the…

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Devolution forum an eye-opener for Sacco opportunities in counties

In the picturesque green hills of Homa Bay County, washed by the cool breeze of Lake Victoria, the country last month converged for the 13th  edition of the devolution conference. Governors, especially from counties that are rich in agriculture, hailed devolution as a game-changer in powering the agricultural sector and creating employment most prominently in…

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Audit uncovers deep financial rot at Agricultural Finance Corporation

An audit on the Agricultural Finance Corporation (AFC) has revealed systemic mismanagement, fraud, and operational failures that could cost taxpayers and farmers hundreds of millions. The findings, released by Auditor General Nancy Gathungu, paint a picture of a government agency in disarray, struggling to recover loans, manage payroll, and safeguard public funds. The review, covering…

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