Hazina SACCO declared dividends at a rate of 17% and interest on deposits at 10.75% during the ADM, an increase from Ksh 1.4 billion in 2024 to Ksh 1.7 billion in 2025.
Membership also grew by 8.5%, from 32,518 in 2024 to 35,289 during the year, reflecting strong alignment with the Strategic Plan 2023-2027.
This good performance is linked to well-structured marketing and publicity initiatives, including participation in key events and a strong social media presence. Member efforts were also recognized, with Francis Ngawai from Kapenguria awarded for recruiting 51 members.
Hazina Sacco National Chairman Evans Kibagendi The Chair challenged members to leverage the SACCO’s 66 branches nationwide to market the SACCO and engage in business opportunities.
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The SACCO is launching an insurance agency, which will be upgraded to a full insurance brokerage to compete with government products in the future. “Every branch will have a Hazina agency, and members are encouraged to sell insurance products,” the Chair added.
The SACCO CEO, CPA Dickson Okungu, urged delegates to actively market SACCO products and ensure that members receive accurate and timely information.
Under its Corporate Social Responsibility (CSR) initiatives, the SACCO implemented a water system project in West Pokot County and another in Kwale county , both positively received by the community. In 2026, similar projects are planned for Vihiga County and Nyamira County.
The SACCO has also conducted educational forums, both physical and online, empowering members with accurate information to make informed investment decisions.
By Obegi Malack
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