- KETSA leaders are exploring new ways to expand Sacco services beyond traditional savings and lending.
- Industry experts are examining how artificial intelligence and innovation could reshape Sacco operations.
- Attracting younger members and building new revenue streams are key issues at the Mombasa workshop.
Kenya Teachers Sacco Association (KETSA) opened its five-day Leaders Workshop in Mombasa on Monday, and sessions are still under way.
The gathering runs from November 9 to November 13, 2026. It draws Savings and Credit Cooperative Organisation (Sacco) leaders and industry stakeholders for talks, learning and networking. Delegates are now midway through a week built around one idea. Saccos, the organisers say, should position themselves as the ultimate one-stop shop for their members.
That idea gives the workshop its theme, “Innovation and Impact: Saccos as the Ultimate One-Stop Shop.” It reflects a growing push in the sector to move beyond savings and loans. Members increasingly expect banking, investment, insurance and digital services from a single provider. As a result, Sacco boards face pressure to widen their product ranges while keeping governance tight.
The programme speaks directly to that challenge. Jubilee Holdings Group Chief Executive Officer Dr Julius Kipngetich is billed to tackle boardroom strategy and resilience under a session titled “Boardroom 2030.” Strategix Capital East Africa Managing Director Prof Fred Ogola will examine how artificial intelligence can give Saccos a competitive edge.
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Product design gets equal attention. Stanbic Bank East Africa Head of Business and Commercial Banking Florence Wanja will discuss how a Sacco can grow into a financial supermarket with a full member ecosystem. Faida Investment Bank Chief Operating Officer Rina Hicks will explore new revenue streams beyond lending.
Other speakers look further ahead. Airports Sacco Chief Executive Officer Harrison Song’e will address how the Sacco business model must change to sustain growth towards 2030. Meanwhile, Dr Victor Wambua of the Co-operative University of Kenya, who also coordinates its Institute of Co-operative Development, will focus on attracting Gen Z, millennials and young professionals.
KETSA is well placed to host such debates. The association was formed in 2007, registered in 2011 and now counts 27 member Saccos. Many began as teachers’ Saccos but have since widened their membership. Earlier this year, it brought Sacco chief executives to Mombasa for a separate workshop under the same theme in September, so the message has carried through its 2026 calendar.
With three days still to go, delegates have time to turn the ideas into plans. For member Saccos, the outcome will matter most when they return home and decide which products to launch, how to govern them and how to win over younger savers.
By our reporter
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