
Why Saccos lead banks in land and housing financing in Kenya
Savings and Credit Cooperative Societies (Saccos) continue to offer a viable, more affordable, alternative to commercial banks for land and housing financing in the country. Data from Sacco Societies Regulatory Authority (Sasra) Regulated Saccos shows they cumulatively disbursed over Ksh125 billion in credit for land and housing during 2025, with most of the loans being…







