Sacco Review | The Leading Newspaper for Co-operative Movement in Kenya
The Leading Newspaper for Co-operative Movement in Kenya
Sacco membership continues to grow, but a rising share of members are becoming inactive. Dormancy rates reveal a widening gap between deposit-taking and non-withdrawable deposit-taking Saccos. SASRA is urging Saccos to investigate why members go inactive and develop products to bring them back. Dormant members now account for 24.14 percent of all members in regulated…
The Nairobi Securities Exchange (NSE) will host the National SACCO and Capital Markets Forum in Naivasha from November 25 to 27, 2026, bringing together stakeholders to explore investment opportunities and strengthen links between Savings and Credit Cooperative Organisations (SACCOs) and Kenya’s capital markets. The three-day forum will be held at Lake Naivasha Resort and will…
Saccos with bank loans can expect cheaper borrowing as interest rates fall, but tougher competition for member loans is coming. Regulated Saccos owed commercial banks a combined Ksh25.64 billion at the end of 2025. This is according to the Sacco Societies Regulatory Authority (SASRA) in its Sacco Supervision Annual Report, 2025. Because that debt tracks…
SASRA has issued a fresh warning over unlicensed entities targeting Kenyans with promises of high returns. Employers and service providers are being urged to stop enabling fraudulent outfits posing as Saccos. The regulator has maintained restrictions on crypto investments as new rules for virtual assets take shape. Kenyans have been told to avoid unlicensed outfits…
Returns on assets fell sharply across the segment in 2025 Rising expenses are taking a larger share of Sacco income Stronger capital and liquidity mask growing pressure on earnings Returns are falling and costs are rising fast across Kenya’s 178 non-deposit-taking Saccos, new SASRA data shows. Return on assets for the segment fell to 1.13…
Agriculture Saccos record the highest bad loan ratio in the sector Erratic weather continues to weigh on farmers’ loan repayments Agriculture Saccos serve the largest membership despite a smaller asset base Agriculture-based Saccos posted the highest bad loan ratio at 14.01 percent in 2025, the Sacco Societies Regulatory Authority (SASRA) reports. The finding comes from…
Metropolitan Sacco members get more time as liquidation talks are paused The government weighs the Sacco’s future amid financial concerns Members face a key decision over the society’s survival The government has suspended talks on the possible liquidation of Metropolitan National Sacco for 45 days, giving its members, who are mostly teachers, time to complete…
Kenya moves one place higher in the latest global ranking The country remains Africa’s only representative among the leading 15 Kenyan Saccos continue to post strong assets, lending and membership figures Kenya’s Savings and Credit Cooperatives (Saccos) have climbed to 13th globally and first in Africa, a new international report shows. Kenya stands alone as…
Kenya’s biggest Saccos continue to expand their balance sheets Lending and deposit mobilisation remain key drivers of Sacco growth The latest industry data reveals shifting fortunes among leading institutions SASRA’s Sacco Supervision Annual Report, 2025 has ranked Kenya’s 10 largest Saccos by total assets, deposits, loans and income. Kenya had 357 regulated Saccos in operation…
Middle East conflicts expose tea and coffee Saccos to financial risks Farmers could face pressure on loan repayments and savings Diaspora members may also be affected by job and income disruptions Saccos serving tea and coffee farmers have been warned of possible financial risks arising from conflicts in the Middle East. Disruptions to crop markets…
