SACCO assets exceeded Ksh1.2 trillion following a 12.28 per cent year-on-year increase.
Gross loans reached Ksh951 billion, underscoring growing member borrowing and SACCO confidence
Land and housing attracted the highest SACCO lending, followed by education and agriculture.
By Mercy Kokwon
Regulated Savings and Credit Cooperative Societies (SACCOs) recorded strong growth in the first quarter of 2026, with total assets surpassing Ksh1.21 trillion, according to the latest Quarterly Statistical and Soundness Report released by the Sacco Societies Regulatory Authority (SASRA).
The report shows the sector’s total assets increased by 12.28 per cent from Ksh1.08 trillion in March 2025 to Ksh1.211 trillion in March 2026. Member deposits also rose by 11.21 per cent to Ksh870.02 billion, while gross loans grew by 10.98 per cent to Ksh950.93 billion, reflecting sustained confidence in regulated SACCOs.
SASRA further reported that total income increased by 18.38 per cent to Ksh46.25 billion, while reserves grew by 14.98 per cent to Ksh247.53 billion, indicating continued financial stability across the sector.
However, the regulator noted that the ratio of non-performing loans (NPLs) to gross loans among deposit-taking SACCOs stood at 6.42 per cent, remaining above the recommended maximum threshold of 5 per cent.
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On lending, land and housing attracted the highest amount of credit at Ksh33.74 billion, followed by education (Ksh24.81 billion), agriculture (Ksh18.70 billion) and trade (Ksh15.74 billion). Overall, regulated SACCOs disbursed Ksh115.73 billion in credit during the quarter.
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