Equity Group Holdings Plc has reported a 32% rise in Profit after Tax to Kshs 54.1 billion for the third quarter of 2025, up from Kshs 40.9 billion, driven by diversified revenue growth, cost efficiency, and strong regional performance.
The Group’s return on equity stood at 26.4%, with return on assets at 4.1%. Net interest income grew 16%, while non-funded income rose 3%, cutting the cost-to-income ratio to 50.6% from 55.1%.
CEO Dr. James Mwangi credited the performance to the Group’s strategic transformation, MSME support, and regional expansion under the Africa Recovery and Resilience Plan (ARRP) targeting 15 countries and 100 million customers by 2030.
In Kenya, Profit After Tax surged 51% to Kshs 31.1 billion, boosted by a 27% rise in net interest income and lower interest expenses.
Regional units also posted strong growth, with Equity BCDC (DRC) and Equity Rwanda recording 19% and 34% loan growth respectively.
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Mwangi said the Group’s diversified model and focus on inclusive, sustainable growth continue to strengthen resilience and drive long-term expansion.
In Kenya, Net interest income grew by 27% to Kshs. 53.6 billion from Kshs. 42.0 billion, supported by a 34% decline in interest expenses, which reduced to Kshs. 25.1 billion from Kshs. 38.0 billion. Consequently, total equity expanded by 36% to Kshs. 171.4 billion up from Kshs. 126.1 billion.
Equity Bank Kenya sustained its MSME banking leadership, disbursing 45% of the Kshs 201 billion MSME loans in Kenya between January and July 2025, and the Equity Insurance Group reported a 71% increase in gross written premiums, contributing to a 36% growth in profit before tax.
By Obegi Malack
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