Sacco Review | The Leading Newspaper for Co-operative Movement in Kenya
The Leading Newspaper for Co-operative Movement in Kenya
Bad loans in Kenya’s banking sector have dropped to their lowest level in nearly four years. Private-sector credit has expanded, raising questions about who is benefiting from increased lending. Lower lending rates offer relief, but household incomes and business cash flow remain critical to loan repayment. Banks record a sharp improvement in loan performance as…
Banking industry launches a new institute to strengthen professional skills New partnership brings together banking and monetary policy expertise Training will cover emerging areas shaping the future of financial services The banking industry has launched the Kenya Bankers Association Institute (KBAI) to strengthen skills and professional development in the sector. Central Bank of Kenya (CBK)…
Bank lending rates differ widely despite a lower industry average Borrowers face different costs depending on the bank and loan terms CBK maintains the Central Bank Rate at 8.75 per cent Kenyans shopping for loans have been handed a fresh guide to the cost of borrowing. New Central Bank of Kenya (CBK) figures reveal a…
Banks are adding cash flow tools and bookkeeping support to MSME platforms Digital services are making payments, account management and loan applications easier New credit scoring approaches could widen access for underserved small businesses Kenyan banks are handing small businesses cash flow forecasting tools, bookkeeping help and online loan applications, the central bank reports. Behind…
Mortgage lending expanded as borrowing costs eased Larger loans accounted for much of the growth in the market Banks continue to face rising pressure from mortgage defaults and housing costs Kenya’s mortgage book grew 10 percent to Ksh307.2 billion in 2025 as rates eased, though bad loans rose, the Central Bank of Kenya reports. Outstanding…
621 non-deposit taking Saccos left Kenya’s credit information sharing system in 2025 Sacco participation in CRB data sharing fell sharply as third party sources also declined Rising demand for credit reports highlights the growing role of borrower data in lending decisions More than 600 non-deposit taking Saccos dropped out of Kenya’s credit information sharing system…
Banks are urged to measure MSME lending by its impact on jobs, businesses and livelihoods Fresh MSME lending reaches Ksh246 billion as banks target Ksh500 billion by year-end Lenders call for stronger data, smarter guarantees and more green financing for agriculture Commercial banks have been challenged to shift focus from the size of the loans…
CBK is bringing African financial leaders together for its 60th anniversary Experts will examine how AI is changing central banking and finance Governors are set to explore Africa’s push for greater monetary independence The Central Bank of Kenya (CBK) has marked 60 years since its establishment, opening a week of high-level engagements that bring African…
Shilling remains stable against the dollar despite global pressures. Rising crude prices could push up Kenya’s fuel and transport costs. Inflation climbs as oil nears the $100 per barrel mark. Kenya’s shilling is refusing to buckle against the US dollar, but a new threat is emerging from the global oil market that could hit fuel…
Kenyan businesses are increasingly absorbing rising production and operational costs as they seek to retain customers amid growing price sensitivity and weakening purchasing power. The strategy is intended to protect sales volumes and prevent customers from switching to cheaper alternatives, but it is putting pressure on firms’ profit margins as fuel, transport, energy and raw…
